Get confidence before you commit
A business finance pre approval gives you clarity on how much you can borrow before you sign a contract or order equipment. It helps you move faster, negotiate better and make confident decisions.
At MH Finance, we help businesses secure fast pre-approvals for equipment finance, commercial property loans and cash flow funding. You get clear guidance on your options and practical next steps without the guesswork.
Pre-approval enquiry
What is business finance pre-approval?
Business finance pre-approval is an early assessment of your borrowing capacity based on your business financials, cash flow and the type of asset you want to purchase.
It shows lenders are comfortable with your position and gives you an indicative approval amount and structure. While final approval depends on asset details and documentation, pre approval puts you in a strong position before you commit.
Why get pre-approval?
Pre-approval helps you:
- Know your borrowing capacity upfront
- Move quickly when the right opportunity appears
- Negotiate with confidence
- Avoid signing contracts that overextend your cash flow
- Plan purchases and growth more clearly
For growing businesses, pre-approval can save time, stress and unnecessary costs.
Pre-approval enquiryWhen should you get pre-approval
Getting pre-approval early puts you in control. It helps you make decisions with confidence and avoid delays or surprises later. Pre-approval does not lock you in. It simply gives you clarity, confidence and a stronger position when the right opportunity comes along.
You should consider getting pre-approval if you are:
Planning to buy equipment
Before ordering machinery, vehicles or tools. Pre-approval confirms your budget and helps you move quickly when stock is available.
Looking to buy commercial property
Before making an offer on a warehouse, office or industrial site. Pre-approval gives you clarity on borrowing capacity and strengthens your negotiating position.
Moving from renting to owning
If you are considering purchasing your business premises, pre-approval helps you understand what is achievable before committing.
Preparing for business growth
If you plan to expand, take on larger contracts or add capacity, pre-approval helps you plan funding ahead of time.
Comparing finance options
Pre-approval allows you to understand different structures and lenders before locking anything in.
Wanting certainty before committing
If you want confidence before signing contracts or paying deposits, pre-approval is the smart first step.
How pre-approval finance works with MH Finance
Step 1: Tell us what you are planning
Equipment, property or business funding.
Step 2: We review your position
We assess financials, turnover and cash flow.
Step 3: We compare lenders
We compare options from our network of over 40 lenders.
Step 4: Pre approval issued
You receive clear guidance on borrowing capacity and structure.
Step 5: Move forward with confidence
When you are ready, we help convert pre approval into formal finance.
Why Brisbane businesses trust MH Finance
Proven track record
We support civil construction firms, equipment hire companies, transport operators and more across Brisbane and Queensland.
Specialist knowledge
We are not general brokers. We understand commercial assets, vehicles, machinery and industry specific finance.
Personal service
You work directly with real people who understand business, not just paperwork.
Find out more about pre-approval for your business
To kick-off your pre-approval or to find out more, please complete the short form below or call 0448 268 323
We aim to respond to quote requests within 1 business day.
