Commercial Property Loans
Buying a commercial property is a major step for any business. Whether you want a warehouse, workshop, industrial yard, office space or an investment property, the right finance structure is essential for long term growth and cash flow.
MH Finance helps Australian businesses secure commercial property finance that is competitive, flexible and suited to the way your business operates. With more than 15 years experience and access to more than 40 lenders, we simplify the process and guide you from the first conversation to settlement.

Types of Commercial Property Finance
Different property goals need different finance structures. We help you choose the most effective option.
Variable rate commercial property loans
A variable rate loan moves with market interest rates. It gives you flexibility and often allows additional repayments without penalties. This option suits businesses that want the freedom to adjust their repayments or plans as conditions change.
Fixed rate commercial property loans
A fixed rate loan locks in your interest rate for a set period. This gives certainty around repayments and helps protect your cash flow from interest rate fluctuations. A good option if stable budgeting is a priority for your business.
Interest only commercial property loans
Interest only loans allow you to pay just the interest for a period of time. This can help improve cash flow during growth phases, renovations or early ownership while keeping repayments lower in the short term.
Construction loans for commercial property
Construction loans are designed for building or developing commercial property. Funds are released in stages as construction progresses. This helps manage cash flow during the build and ensures funding aligns with project milestones.

Why Brisbane businesses trust MH Finance
Experience in complex commercial lending
We understand how lenders assess commercial deals and what information they need. We prepare your application properly from the start which saves time and supports better outcomes.
More than 40 lenders
We compare banks, non bank lenders and specialist commercial financiers to find the right structure and rate.
Simple and clear process
We handle lender conversations, paperwork and approvals. You focus on your business while we manage the finance.
Support from enquiry to settlement
We stay involved across valuation, approvals, documentation and settlement scheduling.
Flexible structures for different industries
We help transport, construction, warehousing, logistics, professional services, owners and investors secure the property they need to grow.
Cash flow friendly lending
We focus on the structure that protects cash flow and sets your business up for long term success.
What we can finance
We help businesses secure funding for a wide range of commercial properties, including:
Industrial and warehouse
- Warehouses
- Workshops
- Industrial sheds
- Fabrication & manufacturing sites
- Distribution & storage facilities
Commercial and professional
- Office suites
- Office buildings
- Retail shops
- Medical consulting suites
- Mixed use commercial sites
Land and development
- Vacant land
- Light industrial land
- Commercial land
- Small scale developments
- Purpose built sites
Investment properties
- Single or multi tenant commercial properties
- Industrial investment sites
- Commercial complexes
- Personal investment properties
- Owner occupied
Get a fast, no-obligation commercial property quote
To receive an obligation free quote, please complete the short form below or call 0448 268 323
We aim to respond to quote requests within 1 business day.
